/* ZIKA FINANCE — shared styles */

:root {
  --blue: #0274be;
  --blue-dark: #043e63;
  --blue-light: #eaf3fb;
  --accent: #baff29;
  --accent-ink: #16321a;
  --ink: #10161d;
  --ink-soft: #5c6773;
  --bg: #ffffff;
  --bg-soft: #f5f7f6;
  --border: #e6e9ec;
  --radius: 20px;
  --radius-sm: 12px;
  --shadow: 0 20px 50px rgba(4, 20, 36, 0.1);
  --maxw: 1160px;
  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --font-display: "Space Grotesk", var(--font);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px;
}

.eyebrow {
  display: inline-block;
  font-weight: 700;
  font-size: 0.8rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 10px;
}

h1, h2, h3 { font-family: var(--font-display); line-height: 1.1; margin: 0 0 16px; font-weight: 700; letter-spacing: -0.02em; }
h1 { font-size: clamp(2.4rem, 5.6vw, 4rem); }
h2 { font-size: clamp(1.8rem, 3.4vw, 2.6rem); }
h3 { font-size: 1.2rem; font-weight: 600; }
p { margin: 0 0 16px; color: var(--ink-soft); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 30px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.96rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}
.btn-primary {
  background: var(--accent);
  color: var(--accent-ink);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 24px rgba(186,255,41,0.35); }
.btn-outline {
  background: transparent;
  border-color: var(--blue);
  color: var(--blue);
}
.btn-outline:hover { background: var(--blue); color: #fff; }
.hero .btn-outline { border-color: rgba(255,255,255,0.5); color: #fff; }
.hero .btn-outline:hover { background: #fff; color: var(--blue-dark); border-color: #fff; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--border);
}
.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  padding-bottom: 14px;
}
.brand { display: flex; align-items: center; gap: 10px; }
.brand img { height: 40px; width: auto; }
.brand-text { font-family: var(--font-display); font-weight: 700; font-size: 1.05rem; letter-spacing: -0.01em; color: var(--ink); }
.brand-tag { display: block; font-size: 0.62rem; font-weight: 600; letter-spacing: 0.12em; color: var(--ink-soft); text-transform: uppercase; }

.nav {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav a {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--ink-soft);
  transition: color 0.15s ease;
}
.nav a:hover, .nav a.active { color: var(--blue); }
.nav .btn { padding: 10px 22px; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--ink);
  margin: 5px 0;
  transition: 0.2s;
}

/* Hero */
.hero {
  background: radial-gradient(circle at 82% -10%, #0f8fdc 0%, var(--blue) 38%, var(--blue-dark) 100%);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.055) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: linear-gradient(180deg, #000 0%, transparent 75%);
  pointer-events: none;
}
.hero .container {
  position: relative;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 40px;
  padding-top: 88px;
  padding-bottom: 96px;
}
.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  padding: 7px 16px 7px 8px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 22px;
}
.hero-pill .pill-dot {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--accent);
  color: var(--accent-ink);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.7rem;
  font-weight: 800;
}
.hero h1 { color: #fff; margin-bottom: 18px; }
.hero p.lead { color: #d9e9f7; font-size: 1.2rem; max-width: 44ch; }
.hero-actions { margin-top: 32px; display: flex; gap: 14px; flex-wrap: wrap; }

.hero-panel {
  position: relative;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius);
  padding: 10px;
  backdrop-filter: blur(6px);
}
.hero-panel img {
  border-radius: calc(var(--radius) - 6px);
  width: 100%;
  object-fit: cover;
  aspect-ratio: 4 / 5;
}
.hero-float {
  position: absolute;
  left: -22px;
  bottom: -22px;
  background: #fff;
  color: var(--ink);
  border-radius: var(--radius-sm);
  padding: 18px 22px;
  box-shadow: var(--shadow);
  display: flex;
  gap: 18px;
}
.hero-float .stat b { display: block; font-family: var(--font-display); font-size: 1.5rem; color: var(--blue); }
.hero-float .stat span { font-size: 0.76rem; color: var(--ink-soft); }
.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 40px;
}
.hero-trust span {
  font-size: 0.82rem;
  font-weight: 600;
  color: #cfe6f7;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.14);
  padding: 8px 14px;
  border-radius: 999px;
}

/* Page hero (inner pages) */
.page-hero {
  background: radial-gradient(circle at 82% -10%, #0f8fdc 0%, var(--blue) 38%, var(--blue-dark) 100%);
  color: #fff;
  padding: 72px 0 96px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.055) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: linear-gradient(180deg, #000 0%, transparent 75%);
  pointer-events: none;
}
.page-hero .container { position: relative; }
.page-hero .eyebrow { color: #cfe6f7; }
.page-hero h1 { color: #fff; margin-bottom: 0; }

/* Sections */
section { padding: 84px 0; }
.section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section-head.left { margin-left: 0; text-align: left; }

.bg-soft { background: var(--bg-soft); }

/* Cards */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 34px;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}
.card:hover { transform: translateY(-5px); box-shadow: var(--shadow); border-color: transparent; }
.card .num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border-radius: 12px;
  background: var(--blue-dark);
  background-image: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 100%);
  color: #fff;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 0.95rem;
  margin-bottom: 20px;
}
.card a.more { color: var(--blue); font-weight: 700; font-size: 0.92rem; }

.check-list { list-style: none; padding: 0; margin: 0; }
.check-list li {
  display: flex;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  color: var(--ink-soft);
}
.check-list li:last-child { border-bottom: none; }
.check-list .mark {
  flex-shrink: 0;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--blue-light);
  color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.72rem;
  font-weight: 800;
}

/* About split */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
.split img { border-radius: var(--radius); box-shadow: var(--shadow); }

.stat-row { display: flex; gap: 40px; margin-top: 32px; flex-wrap: wrap; }
.stat b { display: block; font-size: 2rem; color: var(--blue); font-weight: 800; }
.stat span { color: var(--ink-soft); font-size: 0.9rem; }

/* CTA band */
.cta-band {
  background: radial-gradient(circle at 20% 20%, #0f8fdc 0%, var(--blue-dark) 70%);
  color: #fff;
  border-radius: var(--radius);
  padding: 60px;
  text-align: center;
  margin: 0 24px;
  max-width: var(--maxw);
  margin-left: auto;
  margin-right: auto;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: #cfe6f7; max-width: 50ch; margin-left: auto; margin-right: auto; }

/* Form */
.form-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px;
  box-shadow: var(--shadow);
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.form-grid .full { grid-column: 1 / -1; }
label {
  display: block;
  font-weight: 700;
  font-size: 0.86rem;
  margin-bottom: 6px;
  color: var(--ink);
}
input, select, textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 10px;
  font-family: var(--font);
  font-size: 0.96rem;
  background: var(--bg-soft);
  transition: border-color 0.15s ease, background 0.15s ease;
}
input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--blue);
  background: #fff;
}
.form-submit { margin-top: 22px; }
.form-note { font-size: 0.82rem; color: var(--ink-soft); margin-top: 14px; }

.contact-info {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.contact-info .item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.contact-info .ico {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: var(--blue-light);
  color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  font-weight: 800;
}

/* Footer */
.site-footer {
  background: var(--ink);
  color: #b8c2cc;
  padding: 56px 0 28px;
}
.site-footer .container {
  display: flex;
  justify-content: space-between;
  gap: 32px;
  flex-wrap: wrap;
}
.site-footer .brand-text, .site-footer .brand-tag { color: #fff; }
.site-footer .brand-tag { color: #8b98a3; }
.footer-cols { display: flex; gap: 56px; flex-wrap: wrap; }
.footer-col h4 {
  color: #fff;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 14px;
}
.footer-col a, .footer-col p { display: block; color: #b8c2cc; margin-bottom: 8px; font-size: 0.92rem; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  margin-top: 40px;
  padding-top: 22px;
  text-align: center;
  font-size: 0.82rem;
  color: #7c8894;
}

.form-status {
  padding: 14px 18px;
  border-radius: 10px;
  font-weight: 600;
  font-size: 0.92rem;
  margin-bottom: 20px;
}
.form-status.success { background: #e6f6ec; color: #1d7a41; }
.form-status.error { background: #fbe9e7; color: #b3261e; }

@media (max-width: 900px) {
  .hero .container { grid-template-columns: 1fr; padding-top: 40px; padding-bottom: 64px; }
  .hero-panel { order: -1; max-width: 340px; margin: 0 auto 36px; }
  .hero-float { left: 16px; bottom: -18px; }
  .grid-3, .grid-2, .split, .form-grid { grid-template-columns: 1fr; }
  .split { gap: 32px; }
  .split.reverse .split-media { order: -1; }
  .nav { position: fixed; inset: 68px 0 auto 0; background: #fff; flex-direction: column; align-items: stretch; padding: 20px 24px 28px; border-bottom: 1px solid var(--border); box-shadow: var(--shadow); transform: translateY(-8px); opacity: 0; pointer-events: none; transition: 0.18s ease; }
  .nav.open { transform: translateY(0); opacity: 1; pointer-events: auto; }
  .nav a { padding: 10px 0; border-bottom: 1px solid var(--border); }
  .nav .btn { margin-top: 10px; align-self: flex-start; }
  .nav-toggle { display: block; }
  .cta-band { padding: 40px 24px; margin: 0 16px; }
  section { padding: 56px 0; }
}